The Good Cents initiative in Porirua, has emerged as a locally grown response to concerns about debt and has grown into a community owned initiative that is focussed on transforming systems and structures in our community that create unsustainable debt.

Good Cents is about working collaboratively, across the whole community to identify how together each of our contributions can make a difference, and has just released its Strategy paper. To find out more and obtain a copy, read on.

Completing a Good Cents budgeting programme has had many benefits for Kay (not her real name.) A $2,000 debt with the IRD has been re-accessed; she has managed to repay outstanding debts with 2 loan companies that were costing her $110 per week; and perhaps the main benefit; she has regained confidence in herself.